Thanks for Signing Up for Our
5-Minute Seminar for First-Time Home Buyers
These 10 (short) videos will give you an overview of the buying process.
WELCOME
01 – GETTING PRE-APPROVED
02 – CHOOSING THE RIGHT LOAN
03- MAKING AN OFFER
04 – EARNEST MONEY
05 – THE HOME INSPECTION
06 – THE APPRAISAL
07 – UNDERWRITING AND CLEAR-TO-CLOSE
08 – CLOSING DAY
HAVE QUESTIONS?
If you are already working with another agent, please reach out to them with any questions.
If you don’t have an agent, we would be happy to assist you.
Your Advocates Every Step of the Way
With over 20 years of combined experience, we’ve guided buyers through every kind of market — from bidding wars in Lafayette County to peaceful countryside closings surrounding counties like Calhoun or Yalobusha County.
We’ll:
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Connect you with trusted local lenders and inspectors
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Explain contracts in plain English
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Negotiate the strongest possible terms
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Keep you informed from the first showing to the closing table
When you work with us, you’re not just another buyer. You’re a neighbor we’re proud to help put down roots at your own home.
Why Buyers Choose the Velvet Ditch Home Team
We don’t just open doors — we open opportunities.
Our approach combines smart strategy with Southern sensibility. We blend modern tools, sharp negotiation, and deep local knowledge of communities like Oxford Commons, College Hill, Batesville, Bruce, and Calhoun City. We know which neighborhoods fit your lifestyle, your goals, and your future — because we live it too.
CLIENT SPOTLIGHT
“Just when I thought the days of promptly returning phone calls and following through on promises were over, we met Becki. Completely blown away with the ease, professionalism and kindness she showed throughout the entire process of selling our condo. She took care of all of our needs which was especially important since we live out of state. Becki is responsive, communicative, friendly and fun to work with! Her expertise as a former interior designer was an added bonus. Highly, highly recommend Becki Ferguson!”
“As a first-time homebuyer, I was filled with excitement and some anxiety about the process of purchasing a home. Enter Rexanne Collins, whose exceptional service turned what could have been a daunting experience into an absolute pleasure. It was clear that she was genuinely committed to understanding our needs and preferences. Rexanne guided us through every step of the process with remarkable patience and clarity. Their expertise was evident in the way they explained complex terms and procedures in a manner that was easy to understand, making us feel confident and well-informed throughout the journey. Rexanne was always available to answer my questions, no matter how small, and provided valuable insights that helped us make informed decisions.